Call reports 2016
TURTLE MOUNTAIN STATE BANK — 2016
What TURTLE MOUNTAIN STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 29,482,000 | 33,689,000 | 32,219,000 | 32,712,000 |
| Total loans | 19,523,000 | 15,084,000 | 15,330,000 | 15,027,000 |
| Allowance for loan losses | 269,000 | 238,000 | 250,000 | 266,000 |
| Securities available for sale | 3,207,000 | 3,144,000 | 3,055,000 | 2,953,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,159,000 | 30,730,000 | 29,257,000 | 29,764,000 |
| Interest-bearing deposits | 15,894,000 | 20,342,000 | 19,558,000 | 17,489,000 |
| Noninterest-bearing deposits | 10,265,000 | 10,388,000 | 9,700,000 | 12,275,000 |
| Equity capital | 3,244,000 | 2,849,000 | 2,814,000 | 2,792,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 230,000 | 470,000 | 664,000 | 932,000 |
| Interest expense | 32,000 | 71,000 | 115,000 | 154,000 |
| Net interest income | 198,000 | 399,000 | 549,000 | 778,000 |
| Noninterest income | 190,000 | 365,000 | 526,000 | 650,000 |
| Noninterest expense | 304,000 | 609,000 | 928,000 | 1,263,000 |
| Provision for loan losses | 15,000 | 494,000 | 509,000 | 524,000 |
| Pretax income | 69,000 | -339,000 | -362,000 | -353,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 69,000 | -339,000 | -362,000 | -353,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,187,000 | 2,786,000 | 2,744,000 | 2,755,000 |
| Total capital | 3,352,000 | 2,950,000 | 2,905,000 | 2,914,000 |
| Risk-weighted assets | 13,075,000 | 13,031,000 | 12,762,000 | 12,619,000 |