Call reports 2015
TURTLE MOUNTAIN STATE BANK — 2015
What TURTLE MOUNTAIN STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 34,097,000 | 34,024,000 | 35,701,000 | 31,491,000 |
| Total loans | 20,646,000 | 21,648,000 | 21,885,000 | 20,357,000 |
| Allowance for loan losses | 304,000 | 318,000 | 246,000 | 257,000 |
| Securities available for sale | 2,829,000 | 2,714,000 | 2,625,000 | 3,259,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,849,000 | 30,805,000 | 32,506,000 | 28,229,000 |
| Interest-bearing deposits | 17,188,000 | 16,625,000 | 15,991,000 | 14,714,000 |
| Noninterest-bearing deposits | 13,662,000 | 14,180,000 | 16,515,000 | 13,515,000 |
| Equity capital | 3,174,000 | 3,129,000 | 3,077,000 | 3,154,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 308,000 | 441,000 | 726,000 | 979,000 |
| Interest expense | 30,000 | 64,000 | 95,000 | 126,000 |
| Net interest income | 278,000 | 377,000 | 631,000 | 853,000 |
| Noninterest income | 144,000 | 327,000 | 491,000 | 670,000 |
| Noninterest expense | 312,000 | 605,000 | 918,000 | 1,199,000 |
| Provision for loan losses | 15,000 | 30,000 | 200,000 | 216,000 |
| Pretax income | 95,000 | 69,000 | 4,000 | 108,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 95,000 | 69,000 | 4,000 | 108,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,110,000 | 3,111,000 | 3,109,000 | 3,112,000 |
| Total capital | 3,312,000 | 3,319,000 | 3,318,000 | 3,300,000 |
| Risk-weighted assets | 16,020,000 | 16,489,000 | 16,733,000 | 14,942,000 |