Call reports 2012
TURTLE MOUNTAIN STATE BANK — 2012
What TURTLE MOUNTAIN STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 26,682,000 | 25,795,000 | 28,746,000 | 25,649,000 |
| Total loans | 12,169,000 | 13,185,000 | 15,577,000 | 15,338,000 |
| Allowance for loan losses | 177,000 | 192,000 | 207,000 | 145,000 |
| Securities available for sale | 3,585,000 | 3,428,000 | 3,254,000 | 3,022,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,295,000 | 23,338,000 | 26,188,000 | 23,057,000 |
| Interest-bearing deposits | 16,552,000 | 17,035,000 | 15,890,000 | 16,627,000 |
| Noninterest-bearing deposits | 7,743,000 | 6,303,000 | 10,298,000 | 6,430,000 |
| Equity capital | 2,290,000 | 2,360,000 | 2,461,000 | 2,474,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 206,000 | 464,000 | 731,000 | 1,033,000 |
| Interest expense | 30,000 | 61,000 | 91,000 | 117,000 |
| Net interest income | 176,000 | 403,000 | 640,000 | 916,000 |
| Noninterest income | 89,000 | 167,000 | 262,000 | 374,000 |
| Noninterest expense | 214,000 | 474,000 | 726,000 | 1,013,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 110,000 |
| Pretax income | 36,000 | 66,000 | 131,000 | 167,000 |
| Income tax | 0 | 0 | 0 | 11,000 |
| Net income | 36,000 | 66,000 | 131,000 | 156,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,210,000 | 2,243,000 | 2,312,000 | 2,336,000 |
| Total capital | 2,376,000 | 2,426,000 | 2,501,000 | 2,481,000 |
| Risk-weighted assets | 13,309,000 | 14,602,000 | 15,115,000 | 13,673,000 |