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Call reports 2002

FIRST CITY BANK — 2002

What FIRST CITY BANK reported to the FFIEC in 2002, quarter by quarter.

PERIOD: 2002SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/8885b414-47d4-40bb-babf-25ec85881c9e/2002

Balance sheet

What the bank holds and owes at quarter end

Measure2002Q12002Q22002Q32002Q4
Total assets151,344,000180,721,000185,970,000183,602,000
Total loans80,704,00088,692,00093,454,00099,520,000
Allowance for loan losses933,000978,0001,049,0001,174,000
Securities available for sale60,803,00067,557,00067,861,00069,206,000
Securities held to maturity0000
Trading assets0000
Total deposits140,666,000169,677,000169,165,000170,646,000
Interest-bearing deposits121,424,000146,556,000148,672,000148,723,000
Noninterest-bearing deposits19,242,00023,121,00020,493,00021,923,000
Equity capital9,981,00010,521,00011,577,00012,206,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2002Q12002Q22002Q32002Q4
Interest income2,382,0004,869,0007,415,0009,952,000
Interest expense1,000,0002,088,0003,148,0004,155,000
Net interest income1,382,0002,781,0004,267,0005,797,000
Noninterest income100,000209,000305,000380,000
Noninterest expense1,021,0002,068,0003,218,0004,325,000
Provision for loan losses35,00081,000196,000321,000
Pretax income451,000-140,000355,000775,000
Income tax144,000-42,000106,000116,000
Net income307,000-98,000249,000659,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2002Q12002Q22002Q32002Q4
Tier 1 capital11,524,00011,115,00011,415,00011,781,000
Total capital12,457,00012,094,00012,471,00012,961,000
Risk-weighted assets113,677,000122,551,000114,197,000118,288,000