Call reports 2001
FIRST CITY BANK — 2001
What FIRST CITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 146,093,000 | 159,547,000 | 161,674,000 | 154,902,000 |
| Total loans | 76,419,000 | 76,269,000 | 77,014,000 | 78,775,000 |
| Allowance for loan losses | 867,000 | 889,000 | 905,000 | 897,000 |
| Securities available for sale | 51,078,000 | 54,819,000 | 70,915,000 | 65,088,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,344,000 | 148,178,000 | 149,218,000 | 143,625,000 |
| Interest-bearing deposits | 114,780,000 | 124,470,000 | 126,570,000 | 122,295,000 |
| Noninterest-bearing deposits | 20,564,000 | 23,708,000 | 22,648,000 | 21,330,000 |
| Equity capital | 10,168,000 | 10,133,000 | 10,891,000 | 10,417,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,417,000 | 4,890,000 | 7,410,000 | 9,914,000 |
| Interest expense | 1,353,000 | 2,715,000 | 4,099,000 | 5,365,000 |
| Net interest income | 1,064,000 | 2,175,000 | 3,311,000 | 4,549,000 |
| Noninterest income | 79,000 | 182,000 | 293,000 | 385,000 |
| Noninterest expense | 905,000 | 1,883,000 | 2,857,000 | 3,849,000 |
| Provision for loan losses | 25,000 | 50,000 | 58,000 | 84,000 |
| Pretax income | 241,000 | 471,000 | 768,000 | 1,244,000 |
| Income tax | 15,000 | 22,000 | 131,000 | 262,000 |
| Net income | 226,000 | 449,000 | 637,000 | 982,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,566,000 | 10,755,000 | 10,900,000 | 11,262,000 |
| Total capital | 11,433,000 | 11,644,000 | 11,805,000 | 12,159,000 |
| Risk-weighted assets | 99,041,000 | 98,205,000 | 108,511,000 | 111,554,000 |