Call reports 2024
LEGENDS BANK — 2024
What LEGENDS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 525,224,000 | 539,499,000 | 534,916,000 | 545,837,000 |
| Total loans | 385,328,000 | 390,735,000 | 390,842,000 | 405,192,000 |
| Allowance for loan losses | 4,373,000 | 4,466,000 | 4,563,000 | 4,582,000 |
| Securities available for sale | 95,755,000 | 95,890,000 | 98,319,000 | 96,594,000 |
| Securities held to maturity | 354,000 | 354,000 | 354,000 | 153,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 431,347,000 | 443,868,000 | 434,524,000 | 442,676,000 |
| Interest-bearing deposits | 312,498,000 | 320,333,000 | 318,688,000 | 322,995,000 |
| Noninterest-bearing deposits | 118,849,000 | 123,535,000 | 115,836,000 | 119,681,000 |
| Equity capital | 85,786,000 | 88,906,000 | 93,508,000 | 96,138,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 7,086,000 | 14,665,000 | 22,647,000 | 30,858,000 |
| Interest expense | 1,269,000 | 2,645,000 | 4,054,000 | 5,448,000 |
| Net interest income | 5,817,000 | 12,020,000 | 18,593,000 | 25,410,000 |
| Noninterest income | 587,000 | 1,164,000 | 1,773,000 | 2,384,000 |
| Noninterest expense | 2,813,000 | 5,749,000 | 8,668,000 | 11,597,000 |
| Provision for loan losses | 75,000 | 225,000 | 375,000 | 525,000 |
| Pretax income | 3,516,000 | 7,210,000 | 11,323,000 | 15,672,000 |
| Income tax | 819,000 | 1,671,000 | 2,631,000 | 3,633,000 |
| Net income | 2,697,000 | 5,539,000 | 8,692,000 | 12,039,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 87,365,000 | 90,207,000 | 93,360,000 | 96,707,000 |