Call reports 2023
LEGENDS BANK — 2023
What LEGENDS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 484,947,000 | 501,995,000 | 509,055,000 | 514,016,000 |
| Total loans | 355,727,000 | 367,802,000 | 369,764,000 | 377,981,000 |
| Allowance for loan losses | 4,275,000 | 4,316,000 | 4,346,000 | 4,388,000 |
| Securities available for sale | 104,872,000 | 99,488,000 | 95,090,000 | 95,521,000 |
| Securities held to maturity | 598,000 | 457,000 | 456,000 | 455,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 404,959,000 | 418,232,000 | 417,345,000 | 423,221,000 |
| Interest-bearing deposits | 293,497,000 | 295,686,000 | 303,092,000 | 308,395,000 |
| Noninterest-bearing deposits | 111,462,000 | 122,546,000 | 114,253,000 | 114,826,000 |
| Equity capital | 75,463,000 | 77,206,000 | 79,690,000 | 83,569,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 5,133,000 | 10,772,000 | 17,041,000 | 23,824,000 |
| Interest expense | 535,000 | 1,324,000 | 2,298,000 | 3,470,000 |
| Net interest income | 4,598,000 | 9,448,000 | 14,743,000 | 20,354,000 |
| Noninterest income | 584,000 | 1,169,000 | 1,766,000 | 2,358,000 |
| Noninterest expense | 2,641,000 | 5,347,000 | 7,999,000 | 10,768,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 2,466,000 | 5,120,000 | 8,285,000 | 11,644,000 |
| Income tax | 570,000 | 1,189,000 | 1,928,000 | 2,710,000 |
| Net income | 1,896,000 | 3,931,000 | 6,357,000 | 8,934,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 78,088,000 | 80,148,000 | 82,593,000 | 85,177,000 |