Call reports 2022
LEGENDS BANK — 2022
What LEGENDS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 473,655,000 | 491,182,000 | 493,747,000 | 486,629,000 |
| Total loans | 318,576,000 | 328,120,000 | 334,787,000 | 343,208,000 |
| Allowance for loan losses | 4,043,000 | 4,048,000 | 4,051,000 | 4,053,000 |
| Securities available for sale | 96,761,000 | 102,292,000 | 104,097,000 | 104,940,000 |
| Securities held to maturity | 905,000 | 803,000 | 801,000 | 800,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 401,720,000 | 418,298,000 | 420,442,000 | 409,307,000 |
| Interest-bearing deposits | 291,298,000 | 307,167,000 | 303,804,000 | 296,736,000 |
| Noninterest-bearing deposits | 110,422,000 | 111,131,000 | 116,638,000 | 112,571,000 |
| Equity capital | 68,046,000 | 69,157,000 | 69,468,000 | 73,326,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,104,000 | 8,241,000 | 12,731,000 | 17,647,000 |
| Interest expense | 137,000 | 302,000 | 557,000 | 932,000 |
| Net interest income | 3,967,000 | 7,939,000 | 12,174,000 | 16,715,000 |
| Noninterest income | 577,000 | 1,201,000 | 1,816,000 | 2,399,000 |
| Noninterest expense | 2,514,000 | 4,915,000 | 7,392,000 | 9,810,000 |
| Provision for loan losses | 75,000 | 75,000 | 75,000 | 105,000 |
| Pretax income | 1,955,000 | 4,150,000 | 6,523,000 | 9,199,000 |
| Income tax | 452,000 | 952,000 | 1,496,000 | 2,108,000 |
| Net income | 1,503,000 | 3,198,000 | 5,027,000 | 7,091,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 70,069,000 | 71,788,000 | 73,641,000 | 76,775,000 |