Call reports 2016
LEGENDS BANK — 2016
What LEGENDS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 304,167,000 | 307,107,000 | 334,395,000 | 336,517,000 |
| Total loans | 217,627,000 | 224,340,000 | 243,815,000 | 246,050,000 |
| Allowance for loan losses | 2,501,000 | 2,486,000 | 2,545,000 | 2,547,000 |
| Securities available for sale | 41,345,000 | 41,392,000 | 44,802,000 | 51,307,000 |
| Securities held to maturity | 19,120,000 | 18,551,000 | 16,815,000 | 15,395,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 248,462,000 | 251,767,000 | 278,193,000 | 279,630,000 |
| Interest-bearing deposits | 191,187,000 | 192,964,000 | 215,807,000 | 215,424,000 |
| Noninterest-bearing deposits | 57,275,000 | 58,803,000 | 62,386,000 | 64,206,000 |
| Equity capital | 49,549,000 | 50,482,000 | 51,305,000 | 52,007,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,846,000 | 5,731,000 | 8,733,000 | 11,965,000 |
| Interest expense | 150,000 | 298,000 | 453,000 | 631,000 |
| Net interest income | 2,696,000 | 5,433,000 | 8,280,000 | 11,334,000 |
| Noninterest income | 501,000 | 995,000 | 1,524,000 | 1,973,000 |
| Noninterest expense | 1,862,000 | 3,729,000 | 5,702,000 | 7,603,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 315,000 |
| Pretax income | 1,260,000 | 2,549,000 | 3,877,000 | 5,389,000 |
| Income tax | 445,000 | 902,000 | 1,360,000 | 1,897,000 |
| Net income | 815,000 | 1,647,000 | 2,517,000 | 3,492,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,278,000 | 50,060,000 | 50,734,000 | 51,726,000 |
| Total capital | 51,779,000 | 52,546,000 | 53,279,000 | 54,273,000 |
| Risk-weighted assets | 215,976,000 | 204,311,000 | 222,963,000 | 239,115,000 |