Call reports 2014
LEGENDS BANK — 2014
What LEGENDS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 281,528,000 | 288,676,000 | 295,091,000 | 292,756,000 |
| Total loans | 203,217,000 | 208,128,000 | 214,903,000 | 218,470,000 |
| Allowance for loan losses | 2,630,000 | 2,340,000 | 2,345,000 | 2,463,000 |
| Securities available for sale | 28,457,000 | 27,130,000 | 30,592,000 | 29,460,000 |
| Securities held to maturity | 22,085,000 | 22,609,000 | 21,587,000 | 20,896,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 229,482,000 | 236,208,000 | 241,601,000 | 236,539,000 |
| Interest-bearing deposits | 180,710,000 | 186,700,000 | 191,193,000 | 184,693,000 |
| Noninterest-bearing deposits | 48,772,000 | 49,508,000 | 50,408,000 | 51,846,000 |
| Equity capital | 44,215,000 | 45,039,000 | 45,844,000 | 46,594,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,657,000 | 5,277,000 | 8,069,000 | 10,952,000 |
| Interest expense | 179,000 | 353,000 | 528,000 | 688,000 |
| Net interest income | 2,478,000 | 4,924,000 | 7,541,000 | 10,264,000 |
| Noninterest income | 449,000 | 974,000 | 1,505,000 | 1,951,000 |
| Noninterest expense | 1,801,000 | 3,472,000 | 5,204,000 | 7,044,000 |
| Provision for loan losses | 75,000 | 150,000 | 300,000 | 450,000 |
| Pretax income | 1,051,000 | 2,276,000 | 3,542,000 | 4,721,000 |
| Income tax | 359,000 | 778,000 | 1,218,000 | 1,637,000 |
| Net income | 692,000 | 1,498,000 | 2,324,000 | 3,084,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,908,000 | 44,714,000 | 45,540,000 | 46,333,000 |
| Total capital | 46,446,000 | 47,054,000 | 47,885,000 | 48,796,000 |
| Risk-weighted assets | 202,969,000 | 208,058,000 | 214,532,000 | 217,053,000 |