Call reports 2012
LEGENDS BANK — 2012
What LEGENDS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 265,091,000 | 263,146,000 | 264,922,000 | 268,833,000 |
| Total loans | 170,438,000 | 169,553,000 | 173,598,000 | 179,237,000 |
| Allowance for loan losses | 2,124,000 | 2,261,000 | 2,406,000 | 2,500,000 |
| Securities available for sale | 32,094,000 | 36,716,000 | 36,656,000 | 35,510,000 |
| Securities held to maturity | 28,063,000 | 28,629,000 | 27,327,000 | 27,030,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 217,013,000 | 214,529,000 | 217,254,000 | 220,580,000 |
| Interest-bearing deposits | 174,249,000 | 171,471,000 | 171,340,000 | 174,536,000 |
| Noninterest-bearing deposits | 42,764,000 | 43,058,000 | 45,914,000 | 46,044,000 |
| Equity capital | 39,604,000 | 40,281,000 | 40,979,000 | 41,642,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,572,000 | 5,079,000 | 7,575,000 | 10,102,000 |
| Interest expense | 294,000 | 573,000 | 828,000 | 1,069,000 |
| Net interest income | 2,278,000 | 4,506,000 | 6,747,000 | 9,033,000 |
| Noninterest income | 486,000 | 1,030,000 | 1,568,000 | 2,037,000 |
| Noninterest expense | 1,606,000 | 3,198,000 | 4,807,000 | 6,403,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 1,008,000 | 2,038,000 | 3,058,000 | 4,067,000 |
| Income tax | 335,000 | 678,000 | 1,020,000 | 1,352,000 |
| Net income | 673,000 | 1,360,000 | 2,038,000 | 2,715,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,234,000 | 39,921,000 | 40,599,000 | 41,276,000 |
| Total capital | 41,358,000 | 42,066,000 | 42,802,000 | 43,539,000 |
| Risk-weighted assets | 170,338,000 | 171,487,000 | 176,058,000 | 180,834,000 |