Call reports 2002
LEGENDS BANK — 2002
What LEGENDS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 141,286,000 | 138,259,000 | 144,781,000 | 144,150,000 |
| Total loans | 91,354,000 | 91,802,000 | 94,209,000 | 98,634,000 |
| Allowance for loan losses | 606,000 | 588,000 | 549,000 | 595,000 |
| Securities available for sale | 7,388,000 | 9,304,000 | 8,453,000 | 8,445,000 |
| Securities held to maturity | 29,540,000 | 27,625,000 | 27,783,000 | 27,315,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,792,000 | 116,367,000 | 120,482,000 | 121,599,000 |
| Interest-bearing deposits | 102,584,000 | 100,585,000 | 101,610,000 | 104,581,000 |
| Noninterest-bearing deposits | 17,208,000 | 15,782,000 | 18,872,000 | 17,018,000 |
| Equity capital | 17,622,000 | 18,117,000 | 18,903,000 | 16,711,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,263,000 | 4,489,000 | 6,719,000 | 8,942,000 |
| Interest expense | 756,000 | 1,452,000 | 2,127,000 | 2,755,000 |
| Net interest income | 1,507,000 | 3,037,000 | 4,592,000 | 6,187,000 |
| Noninterest income | 207,000 | 415,000 | 641,000 | 877,000 |
| Noninterest expense | 771,000 | 1,619,000 | 2,372,000 | 3,210,000 |
| Provision for loan losses | 100,000 | 100,000 | 100,000 | 150,000 |
| Pretax income | 843,000 | 1,733,000 | 2,761,000 | 3,704,000 |
| Income tax | 257,000 | 447,000 | 795,000 | 1,097,000 |
| Net income | 586,000 | 1,286,000 | 1,966,000 | 2,607,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,626,000 | 18,071,000 | 18,750,000 | 16,554,000 |
| Total capital | 18,232,000 | 18,659,000 | 19,299,000 | 17,149,000 |
| Risk-weighted assets | 84,500,000 | 85,213,000 | 89,671,000 | 92,865,000 |