Call reports 2011
HERNDON NATIONAL BANK, THE — 2011
What HERNDON NATIONAL BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 |
|---|---|---|
| Total assets | 30,305,000 | 28,944,000 |
| Total loans | 8,678,000 | 8,702,000 |
| Allowance for loan losses | 151,000 | 150,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 16,460,000 | 15,128,000 |
| Trading assets | 0 | 0 |
| Total deposits | 21,980,000 | 20,603,000 |
| Interest-bearing deposits | 17,822,000 | 16,828,000 |
| Noninterest-bearing deposits | 4,158,000 | 3,775,000 |
| Equity capital | 8,277,000 | 8,281,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 |
|---|---|---|
| Interest income | 258,000 | 498,000 |
| Interest expense | 45,000 | 87,000 |
| Net interest income | 213,000 | 411,000 |
| Noninterest income | 11,000 | 22,000 |
| Noninterest expense | 176,000 | 381,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 48,000 | 52,000 |
| Income tax | 0 | 0 |
| Net income | 48,000 | 52,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 |
|---|---|---|
| Tier 1 capital | 8,277,000 | 8,281,000 |
| Total capital | 8,428,000 | 8,430,000 |
| Risk-weighted assets | 12,213,000 | 11,896,000 |