Call reports 2009
JOHN WARNER BANK, THE — 2009
What JOHN WARNER BANK, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 |
|---|---|---|
| Total assets | 71,132,000 | 69,609,000 |
| Total loans | 32,312,000 | 29,715,000 |
| Allowance for loan losses | 2,708,000 | 3,225,000 |
| Securities available for sale | 25,948,000 | 24,343,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 64,172,000 | 65,179,000 |
| Interest-bearing deposits | 50,686,000 | 53,198,000 |
| Noninterest-bearing deposits | 13,486,000 | 11,981,000 |
| Equity capital | 2,610,000 | 1,389,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 |
|---|---|---|
| Interest income | 681,000 | 1,278,000 |
| Interest expense | 206,000 | 395,000 |
| Net interest income | 475,000 | 883,000 |
| Noninterest income | 191,000 | 399,000 |
| Noninterest expense | 635,000 | 1,497,000 |
| Provision for loan losses | 2,106,000 | 2,623,000 |
| Pretax income | -6,545,000 | -7,455,000 |
| Income tax | -831,000 | -830,000 |
| Net income | -5,714,000 | -6,625,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 |
|---|---|---|
| Tier 1 capital | -1,879,000 | -2,765,000 |
| Total capital | -1,879,000 | -2,765,000 |
| Risk-weighted assets | 62,722,000 | 59,857,000 |