Call reports 2007
JOHN WARNER BANK, THE — 2007
What JOHN WARNER BANK, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 88,322,000 | 90,758,000 | 93,269,000 | 95,011,000 |
| Total loans | 43,253,000 | 43,689,000 | 37,426,000 | 42,981,000 |
| Allowance for loan losses | 266,000 | 233,000 | 230,000 | 167,000 |
| Securities available for sale | 35,597,000 | 37,420,000 | 39,420,000 | 35,937,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,280,000 | 71,870,000 | 75,067,000 | 72,494,000 |
| Interest-bearing deposits | 59,039,000 | 58,179,000 | 58,601,000 | 56,499,000 |
| Noninterest-bearing deposits | 13,241,000 | 13,691,000 | 16,466,000 | 15,995,000 |
| Equity capital | 10,472,000 | 10,621,000 | 10,758,000 | 8,617,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,215,000 | 2,607,000 | 3,983,000 | 5,219,000 |
| Interest expense | 462,000 | 991,000 | 1,548,000 | 2,089,000 |
| Net interest income | 753,000 | 1,616,000 | 2,435,000 | 3,130,000 |
| Noninterest income | 174,000 | 359,000 | 560,000 | 836,000 |
| Noninterest expense | 663,000 | 1,329,000 | 2,034,000 | 2,850,000 |
| Provision for loan losses | 0 | -118,000 | -118,000 | -108,000 |
| Pretax income | 264,000 | 764,000 | 1,079,000 | -1,075,000 |
| Income tax | 87,000 | 264,000 | 369,000 | -484,000 |
| Net income | 177,000 | 500,000 | 710,000 | -591,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,396,000 | 6,619,000 | 6,744,000 | 5,267,000 |
| Total capital | 6,662,000 | 6,852,000 | 6,974,000 | 5,434,000 |
| Risk-weighted assets | 60,190,000 | 63,997,000 | 59,500,000 | 61,385,000 |