Call reports 2006
JOHN WARNER BANK, THE — 2006
What JOHN WARNER BANK, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 84,759,000 | 84,263,000 | 85,451,000 | 86,688,000 |
| Total loans | 34,151,000 | 37,244,000 | 40,070,000 | 44,826,000 |
| Allowance for loan losses | 541,000 | 546,000 | 546,000 | 351,000 |
| Securities available for sale | 36,248,000 | 35,638,000 | 36,019,000 | 31,170,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,241,000 | 70,168,000 | 69,479,000 | 69,161,000 |
| Interest-bearing deposits | 55,808,000 | 56,293,000 | 55,938,000 | 53,722,000 |
| Noninterest-bearing deposits | 12,433,000 | 13,875,000 | 13,541,000 | 15,439,000 |
| Equity capital | 9,984,000 | 9,821,000 | 10,154,000 | 10,349,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,021,000 | 2,068,000 | 3,200,000 | 4,410,000 |
| Interest expense | 310,000 | 647,000 | 1,073,000 | 1,550,000 |
| Net interest income | 711,000 | 1,421,000 | 2,127,000 | 2,860,000 |
| Noninterest income | 136,000 | 341,000 | 485,000 | 711,000 |
| Noninterest expense | 632,000 | 1,246,000 | 1,886,000 | 2,591,000 |
| Provision for loan losses | 0 | 0 | 0 | -150,000 |
| Pretax income | 215,000 | 516,000 | 726,000 | 1,043,000 |
| Income tax | 64,000 | 159,000 | 219,000 | 321,000 |
| Net income | 151,000 | 357,000 | 507,000 | 722,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,134,000 | 6,160,000 | 6,214,000 | 6,305,000 |
| Total capital | 6,707,000 | 6,767,000 | 6,840,000 | 6,656,000 |
| Risk-weighted assets | 45,812,000 | 48,613,000 | 50,276,000 | 56,303,000 |