Call reports 2002
JOHN WARNER BANK, THE — 2002
What JOHN WARNER BANK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 87,900,000 | 87,398,000 | 90,999,000 | 91,873,000 |
| Total loans | 44,596,000 | 42,754,000 | 44,450,000 | 45,096,000 |
| Allowance for loan losses | 683,000 | 678,000 | 652,000 | 667,000 |
| Securities available for sale | 35,319,000 | 34,362,000 | 33,714,000 | 32,824,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,195,000 | 73,314,000 | 76,571,000 | 77,811,000 |
| Interest-bearing deposits | 62,964,000 | 62,520,000 | 62,891,000 | 64,267,000 |
| Noninterest-bearing deposits | 11,231,000 | 10,794,000 | 13,680,000 | 13,544,000 |
| Equity capital | 11,313,000 | 11,672,000 | 12,105,000 | 11,920,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,271,000 | 2,508,000 | 3,658,000 | 4,859,000 |
| Interest expense | 490,000 | 938,000 | 1,386,000 | 1,799,000 |
| Net interest income | 781,000 | 1,570,000 | 2,272,000 | 3,060,000 |
| Noninterest income | 189,000 | 375,000 | 575,000 | 817,000 |
| Noninterest expense | 703,000 | 1,439,000 | 1,964,000 | 2,727,000 |
| Provision for loan losses | 0 | 0 | 0 | 15,000 |
| Pretax income | 267,000 | 506,000 | 914,000 | 1,166,000 |
| Income tax | 0 | 0 | 3,000 | 2,000 |
| Net income | 267,000 | 506,000 | 911,000 | 1,164,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,722,000 | 10,841,000 | 11,030,000 | 11,030,000 |
| Total capital | 11,405,000 | 11,502,000 | 11,682,000 | 11,697,000 |
| Risk-weighted assets | 54,569,000 | 52,899,000 | 54,775,000 | 55,595,000 |