Call reports 2023
COUNTRY BANK FOR SAVINGS — 2023
What COUNTRY BANK FOR SAVINGS reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,760,125,000 | 1,810,101,000 | 1,823,375,000 | 1,857,406,000 |
| Total loans | 1,330,376,000 | 1,397,480,000 | 1,420,217,000 | 1,441,811,000 |
| Allowance for loan losses | 13,441,000 | 13,805,000 | 13,973,000 | 14,204,000 |
| Securities available for sale | 257,860,000 | 247,338,000 | 237,660,000 | 247,712,000 |
| Securities held to maturity | 66,079,000 | 70,729,000 | 74,866,000 | 78,351,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,293,267,000 | 1,328,374,000 | 1,321,353,000 | 1,339,218,000 |
| Interest-bearing deposits | 936,127,000 | 988,496,000 | 976,399,000 | 1,003,139,000 |
| Noninterest-bearing deposits | 357,140,000 | 339,879,000 | 344,954,000 | 336,079,000 |
| Equity capital | 263,831,000 | 264,717,000 | 262,660,000 | 277,779,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 17,868,000 | 37,585,000 | 58,265,000 | 79,352,000 |
| Interest expense | 2,680,000 | 8,444,000 | 15,288,000 | 22,938,000 |
| Net interest income | 15,188,000 | 29,141,000 | 42,977,000 | 56,414,000 |
| Noninterest income | 1,767,000 | 3,760,000 | 5,630,000 | 9,657,000 |
| Noninterest expense | 12,320,000 | 23,990,000 | 35,850,000 | 47,876,000 |
| Provision for loan losses | 150,000 | 511,000 | 604,000 | 844,000 |
| Pretax income | 4,294,000 | 8,349,000 | 12,320,000 | 17,721,000 |
| Income tax | 1,138,000 | 2,111,000 | 3,112,000 | 4,459,000 |
| Net income | 3,156,000 | 6,238,000 | 9,208,000 | 13,262,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 293,267,000 | 296,350,000 | 299,321,000 | 303,374,000 |