Call reports 2021
COUNTRY BANK FOR SAVINGS — 2021
What COUNTRY BANK FOR SAVINGS reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,751,837,000 | 1,758,247,000 | 1,753,279,000 | 1,703,294,000 |
| Total loans | 1,201,137,000 | 1,149,048,000 | 1,099,988,000 | 1,113,680,000 |
| Allowance for loan losses | 14,382,000 | 14,505,000 | 14,515,000 | 14,675,000 |
| Securities available for sale | 307,659,000 | 309,953,000 | 308,190,000 | 307,594,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,374,730,000 | 1,377,283,000 | 1,388,288,000 | 1,362,932,000 |
| Interest-bearing deposits | 1,043,050,000 | 1,039,915,000 | 1,035,724,000 | 1,020,103,000 |
| Noninterest-bearing deposits | 331,680,000 | 337,368,000 | 352,564,000 | 342,829,000 |
| Equity capital | 261,608,000 | 266,213,000 | 267,661,000 | 275,680,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 14,115,000 | 28,122,000 | 42,634,000 | 56,318,000 |
| Interest expense | 1,609,000 | 2,888,000 | 4,008,000 | 5,001,000 |
| Net interest income | 12,506,000 | 25,234,000 | 38,626,000 | 51,317,000 |
| Noninterest income | 2,215,000 | 4,035,000 | 5,837,000 | 10,699,000 |
| Noninterest expense | 10,599,000 | 21,030,000 | 31,418,000 | 41,017,000 |
| Provision for loan losses | 375,000 | 500,000 | 500,000 | 500,000 |
| Pretax income | 4,067,000 | 8,295,000 | 13,030,000 | 21,245,000 |
| Income tax | 1,113,000 | 2,297,000 | 3,623,000 | 5,524,000 |
| Net income | 2,954,000 | 5,998,000 | 9,407,000 | 15,721,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 262,322,000 | 265,366,000 | 268,765,000 | 275,088,000 |