Call reports 2020
COUNTRY BANK FOR SAVINGS — 2020
What COUNTRY BANK FOR SAVINGS reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,669,051,000 | 1,760,318,000 | 1,736,464,000 | 1,733,561,000 |
| Total loans | 1,295,641,000 | 1,349,536,000 | 1,297,091,000 | 1,245,456,000 |
| Allowance for loan losses | 12,201,000 | 12,859,000 | 13,527,000 | 14,024,000 |
| Securities available for sale | 325,778,000 | 332,529,000 | 321,980,000 | 316,630,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,193,022,000 | 1,317,987,000 | 1,306,479,000 | 1,322,036,000 |
| Interest-bearing deposits | 960,532,000 | 1,022,542,000 | 1,014,412,000 | 1,026,465,000 |
| Noninterest-bearing deposits | 232,490,000 | 295,445,000 | 292,067,000 | 295,571,000 |
| Equity capital | 252,516,000 | 259,349,000 | 262,702,000 | 263,365,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 17,685,000 | 34,316,000 | 50,713,000 | 66,356,000 |
| Interest expense | 4,167,000 | 7,656,000 | 10,477,000 | 12,735,000 |
| Net interest income | 13,518,000 | 26,660,000 | 40,236,000 | 53,621,000 |
| Noninterest income | 933,000 | 2,346,000 | 4,318,000 | 6,318,000 |
| Noninterest expense | 10,299,000 | 19,655,000 | 29,392,000 | 39,188,000 |
| Provision for loan losses | 63,000 | 750,000 | 1,600,000 | 2,138,000 |
| Pretax income | 3,276,000 | 8,135,000 | 12,951,000 | 18,371,000 |
| Income tax | 753,000 | 1,871,000 | 3,049,000 | 4,560,000 |
| Net income | 2,523,000 | 6,264,000 | 9,902,000 | 13,811,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 248,079,000 | 251,819,000 | 255,456,000 | 259,368,000 |