Call reports 2019
COUNTRY BANK FOR SAVINGS — 2019
What COUNTRY BANK FOR SAVINGS reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,666,333,000 | 1,703,561,000 | 1,692,907,000 | 1,687,946,000 |
| Total loans | 1,256,655,000 | 1,282,133,000 | 1,272,152,000 | 1,309,418,000 |
| Allowance for loan losses | 11,728,000 | 11,880,000 | 11,950,000 | 12,079,000 |
| Securities available for sale | 330,541,000 | 335,079,000 | 332,782,000 | 328,651,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,136,036,000 | 1,167,701,000 | 1,187,340,000 | 1,187,085,000 |
| Interest-bearing deposits | 961,861,000 | 985,528,000 | 1,000,807,000 | 969,068,000 |
| Noninterest-bearing deposits | 174,175,000 | 182,173,000 | 186,533,000 | 218,017,000 |
| Equity capital | 234,970,000 | 241,075,000 | 246,135,000 | 247,575,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 16,778,000 | 33,880,000 | 51,249,000 | 69,635,000 |
| Interest expense | 4,380,000 | 9,075,000 | 13,970,000 | 18,665,000 |
| Net interest income | 12,398,000 | 24,805,000 | 37,279,000 | 50,970,000 |
| Noninterest income | 1,475,000 | 3,095,000 | 4,646,000 | 6,308,000 |
| Noninterest expense | 10,340,000 | 19,979,000 | 29,667,000 | 38,997,000 |
| Provision for loan losses | 0 | 250,000 | 333,000 | 500,000 |
| Pretax income | 3,533,000 | 7,671,000 | 11,925,000 | 18,142,000 |
| Income tax | 882,000 | 1,944,000 | 3,009,000 | 4,394,000 |
| Net income | 2,651,000 | 5,727,000 | 8,916,000 | 13,748,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 233,778,000 | 236,854,000 | 240,042,000 | 245,556,000 |
| Total capital | 245,506,000 | 248,734,000 | 251,992,000 | 257,635,000 |
| Risk-weighted assets | 1,232,933,000 | 1,271,133,000 | 1,272,410,000 | 1,320,677,000 |