Call reports 2018
COUNTRY BANK FOR SAVINGS — 2018
What COUNTRY BANK FOR SAVINGS reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,575,354,000 | 1,598,920,000 | 1,594,855,000 | 1,625,625,000 |
| Total loans | 1,186,832,000 | 1,222,312,000 | 1,222,589,000 | 1,252,155,000 |
| Allowance for loan losses | 11,132,000 | 11,179,000 | 11,481,000 | 11,734,000 |
| Securities available for sale | 329,262,000 | 326,421,000 | 322,236,000 | 324,758,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,059,227,000 | 1,068,495,000 | 1,072,342,000 | 1,083,239,000 |
| Interest-bearing deposits | 871,244,000 | 881,554,000 | 886,796,000 | 915,081,000 |
| Noninterest-bearing deposits | 187,983,000 | 186,941,000 | 185,546,000 | 168,158,000 |
| Equity capital | 219,461,000 | 221,404,000 | 223,069,000 | 228,441,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 15,224,000 | 30,864,000 | 47,114,000 | 63,957,000 |
| Interest expense | 3,057,000 | 6,201,000 | 9,685,000 | 13,548,000 |
| Net interest income | 12,167,000 | 24,663,000 | 37,429,000 | 50,409,000 |
| Noninterest income | 1,628,000 | 3,086,000 | 4,583,000 | 5,709,000 |
| Noninterest expense | 9,420,000 | 18,669,000 | 28,126,000 | 38,056,000 |
| Provision for loan losses | 200,000 | 200,000 | 500,000 | 800,000 |
| Pretax income | 4,175,000 | 8,880,000 | 13,398,000 | 17,274,000 |
| Income tax | 1,078,000 | 2,257,000 | 3,429,000 | 4,421,000 |
| Net income | 3,097,000 | 6,623,000 | 9,969,000 | 12,853,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 221,370,000 | 224,896,000 | 228,242,000 | 231,127,000 |
| Total capital | 232,502,000 | 236,075,000 | 239,723,000 | 242,861,000 |
| Risk-weighted assets | 1,180,756,000 | 1,212,713,000 | 1,211,992,000 | 1,228,181,000 |