Call reports 2016
COUNTRY BANK FOR SAVINGS — 2016
What COUNTRY BANK FOR SAVINGS reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,405,922,000 | 1,437,099,000 | 1,473,598,000 | 1,465,409,000 |
| Total loans | 999,479,000 | 1,031,526,000 | 1,059,872,000 | 1,075,015,000 |
| Allowance for loan losses | 9,170,000 | 9,287,000 | 9,552,000 | 9,862,000 |
| Securities available for sale | 360,457,000 | 360,324,000 | 355,744,000 | 343,479,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,002,940,000 | 1,030,674,000 | 1,046,401,000 | 1,042,193,000 |
| Interest-bearing deposits | 856,224,000 | 880,036,000 | 887,454,000 | 877,310,000 |
| Noninterest-bearing deposits | 146,716,000 | 150,638,000 | 158,947,000 | 164,883,000 |
| Equity capital | 210,139,000 | 213,855,000 | 215,090,000 | 211,985,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 13,487,000 | 27,382,000 | 41,349,000 | 55,364,000 |
| Interest expense | 2,550,000 | 5,199,000 | 7,928,000 | 10,650,000 |
| Net interest income | 10,937,000 | 22,183,000 | 33,421,000 | 44,714,000 |
| Noninterest income | 1,340,000 | 2,654,000 | 4,171,000 | 5,811,000 |
| Noninterest expense | 8,484,000 | 16,889,000 | 25,417,000 | 34,313,000 |
| Provision for loan losses | 365,000 | 725,000 | 1,085,000 | 1,595,000 |
| Pretax income | 3,526,000 | 7,321,000 | 11,284,000 | 14,811,000 |
| Income tax | 1,352,000 | 2,841,000 | 4,319,000 | 5,294,000 |
| Net income | 2,174,000 | 4,480,000 | 6,965,000 | 9,517,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 200,874,000 | 203,181,000 | 205,665,000 | 208,216,000 |
| Total capital | 210,044,000 | 212,468,000 | 215,217,000 | 218,078,000 |
| Risk-weighted assets | 998,484,000 | 1,038,785,000 | 1,065,242,000 | 1,082,747,000 |