Call reports 2015
COUNTRY BANK FOR SAVINGS — 2015
What COUNTRY BANK FOR SAVINGS reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,380,801,000 | 1,369,805,000 | 1,381,598,000 | 1,394,136,000 |
| Total loans | 902,311,000 | 949,770,000 | 965,699,000 | 987,079,000 |
| Allowance for loan losses | 9,006,000 | 8,703,000 | 8,820,000 | 8,955,000 |
| Securities available for sale | 419,286,000 | 364,112,000 | 362,498,000 | 359,358,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 965,394,000 | 979,438,000 | 978,112,000 | 987,305,000 |
| Interest-bearing deposits | 830,937,000 | 842,008,000 | 840,084,000 | 836,442,000 |
| Noninterest-bearing deposits | 134,457,000 | 137,430,000 | 138,028,000 | 150,863,000 |
| Equity capital | 201,202,000 | 200,135,000 | 203,047,000 | 205,114,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 14,722,000 | 27,579,000 | 40,671,000 | 53,878,000 |
| Interest expense | 3,004,000 | 5,760,000 | 8,415,000 | 10,965,000 |
| Net interest income | 11,718,000 | 21,819,000 | 32,256,000 | 42,913,000 |
| Noninterest income | 1,235,000 | 2,428,000 | 3,882,000 | 5,323,000 |
| Noninterest expense | 10,598,000 | 19,470,000 | 28,430,000 | 37,617,000 |
| Provision for loan losses | 75,000 | 75,000 | 225,000 | 560,000 |
| Pretax income | 2,355,000 | 4,921,000 | 7,701,000 | 10,289,000 |
| Income tax | 829,000 | 1,803,000 | 2,840,000 | 3,751,000 |
| Net income | 1,526,000 | 3,118,000 | 4,861,000 | 6,538,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 193,688,000 | 195,280,000 | 197,023,000 | 198,701,000 |
| Total capital | 202,694,000 | 203,983,000 | 205,843,000 | 207,656,000 |
| Risk-weighted assets | 931,905,000 | 950,604,000 | 974,377,000 | 985,774,000 |