Call reports 2014
COUNTRY BANK FOR SAVINGS — 2014
What COUNTRY BANK FOR SAVINGS reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 1,374,033,000 | 1,380,070,000 | 1,394,906,000 | 1,409,181,000 |
| Total loans | 866,477,000 | 875,761,000 | 914,185,000 | 927,877,000 |
| Allowance for loan losses | 9,031,000 | 8,761,000 | 8,852,000 | 9,002,000 |
| Securities available for sale | 442,163,000 | 443,395,000 | 435,428,000 | 431,344,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 940,393,000 | 941,043,000 | 945,205,000 | 938,178,000 |
| Interest-bearing deposits | 817,991,000 | 818,251,000 | 815,217,000 | 807,773,000 |
| Noninterest-bearing deposits | 122,402,000 | 122,793,000 | 129,988,000 | 130,404,000 |
| Equity capital | 195,132,000 | 199,303,000 | 200,766,000 | 198,688,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 13,513,000 | 26,623,000 | 40,067,000 | 53,562,000 |
| Interest expense | 3,163,000 | 6,316,000 | 9,554,000 | 12,797,000 |
| Net interest income | 10,350,000 | 20,307,000 | 30,513,000 | 40,765,000 |
| Noninterest income | 1,597,000 | 2,436,000 | 3,466,000 | 4,893,000 |
| Noninterest expense | 8,747,000 | 17,764,000 | 26,106,000 | 34,294,000 |
| Provision for loan losses | 300,000 | 400,000 | 700,000 | 900,000 |
| Pretax income | 2,900,000 | 4,579,000 | 7,173,000 | 10,654,000 |
| Income tax | 974,000 | 1,486,000 | 2,356,000 | 3,551,000 |
| Net income | 1,926,000 | 3,093,000 | 4,817,000 | 7,103,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 186,871,000 | 188,033,000 | 189,763,000 | 192,043,000 |
| Total capital | 196,339,000 | 197,319,000 | 199,084,000 | 201,484,000 |
| Risk-weighted assets | 922,530,000 | 930,612,000 | 964,911,000 | 969,649,000 |