Call reports 2012
COUNTRY BANK FOR SAVINGS — 2012
What COUNTRY BANK FOR SAVINGS reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,442,251,000 | 1,436,434,000 | 1,445,751,000 | 1,423,024,000 |
| Total loans | 858,235,000 | 853,000,000 | 848,100,000 | 846,753,000 |
| Allowance for loan losses | 8,755,000 | 8,165,000 | 8,325,000 | 8,731,000 |
| Securities available for sale | 475,292,000 | 478,246,000 | 475,406,000 | 494,406,000 |
| Securities held to maturity | 23,501,000 | 23,444,000 | 23,428,000 | 23,379,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 966,729,000 | 956,262,000 | 956,159,000 | 930,560,000 |
| Interest-bearing deposits | 861,599,000 | 847,997,000 | 846,848,000 | 821,796,000 |
| Noninterest-bearing deposits | 105,130,000 | 108,265,000 | 109,311,000 | 108,764,000 |
| Equity capital | 178,333,000 | 182,085,000 | 188,524,000 | 193,430,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 16,092,000 | 31,462,000 | 46,898,000 | 61,477,000 |
| Interest expense | 4,150,000 | 8,205,000 | 12,271,000 | 16,264,000 |
| Net interest income | 11,942,000 | 23,257,000 | 34,627,000 | 45,213,000 |
| Noninterest income | 1,113,000 | 2,229,000 | 3,408,000 | 4,461,000 |
| Noninterest expense | 9,788,000 | 19,570,000 | 29,386,000 | 38,155,000 |
| Provision for loan losses | 600,000 | 3,000,000 | 4,400,000 | 5,000,000 |
| Pretax income | 2,695,000 | 4,967,000 | 8,189,000 | 10,410,000 |
| Income tax | 939,000 | 1,823,000 | 3,002,000 | 3,383,000 |
| Net income | 1,756,000 | 3,144,000 | 5,187,000 | 7,027,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 174,713,000 | 176,112,000 | 178,157,000 | 180,023,000 |
| Total capital | 183,897,000 | 184,655,000 | 186,895,000 | 189,053,000 |
| Risk-weighted assets | 900,958,000 | 905,169,000 | 894,880,000 | 922,599,000 |