Call reports 2011
COUNTRY BANK FOR SAVINGS — 2011
What COUNTRY BANK FOR SAVINGS reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 1,459,354,000 | 1,459,100,000 | 1,440,448,000 | 1,430,848,000 |
| Total loans | 863,528,000 | 858,781,000 | 860,884,000 | 860,364,000 |
| Allowance for loan losses | 7,713,000 | 7,887,000 | 8,075,000 | 8,292,000 |
| Securities available for sale | 445,336,000 | 485,482,000 | 476,880,000 | 476,670,000 |
| Securities held to maturity | 27,634,000 | 25,480,000 | 26,615,000 | 24,559,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 985,619,000 | 973,046,000 | 960,993,000 | 953,777,000 |
| Interest-bearing deposits | 892,693,000 | 875,233,000 | 859,816,000 | 821,438,000 |
| Noninterest-bearing deposits | 92,926,000 | 97,813,000 | 101,177,000 | 132,339,000 |
| Equity capital | 163,659,000 | 168,904,000 | 177,120,000 | 175,672,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 16,484,000 | 33,273,000 | 49,763,000 | 65,886,000 |
| Interest expense | 4,755,000 | 9,363,000 | 13,834,000 | 18,138,000 |
| Net interest income | 11,729,000 | 23,910,000 | 35,929,000 | 47,748,000 |
| Noninterest income | 654,000 | 1,522,000 | 2,647,000 | 3,888,000 |
| Noninterest expense | 9,320,000 | 18,322,000 | 28,194,000 | 37,770,000 |
| Provision for loan losses | 600,000 | 1,500,000 | 2,300,000 | 3,100,000 |
| Pretax income | 2,749,000 | 6,126,000 | 10,283,000 | 13,614,000 |
| Income tax | 918,000 | 2,125,000 | 3,618,000 | 5,010,000 |
| Net income | 1,831,000 | 4,001,000 | 6,665,000 | 8,604,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 166,180,000 | 168,345,000 | 171,017,000 | 172,962,000 |
| Total capital | 174,262,000 | 176,561,000 | 179,144,000 | 181,606,000 |
| Risk-weighted assets | 877,302,000 | 903,471,000 | 898,164,000 | 899,862,000 |