Call reports 2010
COUNTRY BANK FOR SAVINGS — 2010
What COUNTRY BANK FOR SAVINGS reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 1,438,223,000 | 1,420,651,000 | 1,401,578,000 | 1,426,539,000 |
| Total loans | 799,029,000 | 804,896,000 | 811,638,000 | 857,404,000 |
| Allowance for loan losses | 9,934,000 | 9,895,000 | 10,368,000 | 10,973,000 |
| Securities available for sale | 463,810,000 | 476,484,000 | 471,164,000 | 470,878,000 |
| Securities held to maturity | 51,764,000 | 43,734,000 | 19,708,000 | 27,659,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 892,983,000 | 905,417,000 | 918,196,000 | 943,751,000 |
| Interest-bearing deposits | 809,667,000 | 818,306,000 | 830,457,000 | 851,409,000 |
| Noninterest-bearing deposits | 83,316,000 | 87,111,000 | 87,739,000 | 92,342,000 |
| Equity capital | 155,314,000 | 162,914,000 | 168,154,000 | 163,573,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 16,528,000 | 33,062,000 | 49,500,000 | 65,920,000 |
| Interest expense | 6,147,000 | 12,071,000 | 17,415,000 | 22,409,000 |
| Net interest income | 10,381,000 | 20,991,000 | 32,085,000 | 43,511,000 |
| Noninterest income | 1,158,000 | 2,347,000 | 3,255,000 | 4,514,000 |
| Noninterest expense | 8,296,000 | 17,076,000 | 26,931,000 | 36,062,000 |
| Provision for loan losses | 600,000 | 1,200,000 | 1,800,000 | 2,400,000 |
| Pretax income | 2,960,000 | 5,637,000 | 8,854,000 | 12,022,000 |
| Income tax | 1,043,000 | 1,976,000 | 3,038,000 | 4,057,000 |
| Net income | 1,917,000 | 3,661,000 | 5,816,000 | 7,965,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 158,188,000 | 159,472,000 | 162,186,000 | 164,338,000 |
| Total capital | 168,122,000 | 169,367,000 | 172,655,000 | 175,520,000 |
| Risk-weighted assets | 821,666,000 | 837,884,000 | 849,600,000 | 864,722,000 |