Call reports 2009
COUNTRY BANK FOR SAVINGS — 2009
What COUNTRY BANK FOR SAVINGS reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 1,318,753,000 | 1,322,503,000 | 1,351,386,000 | 1,366,099,000 |
| Total loans | 778,778,000 | 784,832,000 | 798,948,000 | 804,512,000 |
| Allowance for loan losses | 6,885,000 | 7,797,000 | 8,811,000 | 9,521,000 |
| Securities available for sale | 423,935,000 | 433,389,000 | 439,655,000 | 409,485,000 |
| Securities held to maturity | 17,014,000 | 23,784,000 | 37,712,000 | 49,680,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 778,051,000 | 758,995,000 | 769,177,000 | 820,142,000 |
| Interest-bearing deposits | 696,146,000 | 677,318,000 | 689,552,000 | 740,023,000 |
| Noninterest-bearing deposits | 81,905,000 | 81,677,000 | 79,625,000 | 80,119,000 |
| Equity capital | 141,447,000 | 145,277,000 | 152,573,000 | 152,420,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 17,296,000 | 33,984,000 | 51,063,000 | 67,441,000 |
| Interest expense | 6,897,000 | 13,343,000 | 19,636,000 | 25,876,000 |
| Net interest income | 10,399,000 | 20,641,000 | 31,427,000 | 41,565,000 |
| Noninterest income | 1,195,000 | 2,441,000 | 3,901,000 | 5,345,000 |
| Noninterest expense | 8,570,000 | 16,744,000 | 25,099,000 | 33,709,000 |
| Provision for loan losses | 600,000 | 1,600,000 | 3,100,000 | 3,850,000 |
| Pretax income | 2,981,000 | 5,337,000 | 8,412,000 | 10,585,000 |
| Income tax | 1,072,000 | 1,950,000 | 3,076,000 | 3,648,000 |
| Net income | 1,909,000 | 3,387,000 | 5,336,000 | 6,937,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 148,102,000 | 150,427,000 | 153,275,000 | 155,383,000 |
| Total capital | 154,987,000 | 158,224,000 | 162,086,000 | 164,904,000 |
| Risk-weighted assets | 756,626,000 | 763,888,000 | 781,707,000 | 785,904,000 |