Call reports 2008
COUNTRY BANK FOR SAVINGS — 2008
What COUNTRY BANK FOR SAVINGS reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 1,315,618,000 | 1,326,614,000 | 1,307,246,000 | 1,306,745,000 |
| Total loans | 748,851,000 | 763,041,000 | 776,073,000 | 782,210,000 |
| Allowance for loan losses | 4,642,000 | 5,015,000 | 5,269,000 | 6,578,000 |
| Securities available for sale | 472,717,000 | 467,452,000 | 433,695,000 | 422,361,000 |
| Securities held to maturity | 27,030,000 | 27,016,000 | 27,016,000 | 27,015,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 729,961,000 | 754,028,000 | 752,215,000 | 748,106,000 |
| Interest-bearing deposits | 650,024,000 | 672,118,000 | 674,447,000 | 671,395,000 |
| Noninterest-bearing deposits | 79,937,000 | 81,910,000 | 77,768,000 | 76,711,000 |
| Equity capital | 143,297,000 | 142,851,000 | 139,368,000 | 139,436,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 18,225,000 | 36,325,000 | 54,690,000 | 72,779,000 |
| Interest expense | 9,008,000 | 16,978,000 | 24,791,000 | 32,256,000 |
| Net interest income | 9,217,000 | 19,347,000 | 29,899,000 | 40,523,000 |
| Noninterest income | 904,000 | 1,543,000 | 2,471,000 | 3,152,000 |
| Noninterest expense | 7,523,000 | 15,074,000 | 22,809,000 | 30,927,000 |
| Provision for loan losses | 125,000 | 575,000 | 850,000 | 2,400,000 |
| Pretax income | 2,602,000 | 5,879,000 | 8,307,000 | 9,250,000 |
| Income tax | 897,000 | 2,067,000 | 2,942,000 | 3,426,000 |
| Net income | 1,705,000 | 3,812,000 | 5,365,000 | 5,824,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 145,154,000 | 146,795,000 | 147,863,000 | 147,144,000 |
| Total capital | 149,796,000 | 151,810,000 | 153,132,000 | 153,722,000 |
| Risk-weighted assets | 738,724,000 | 750,350,000 | 758,608,000 | 763,422,000 |