Call reports 2007
COUNTRY BANK FOR SAVINGS — 2007
What COUNTRY BANK FOR SAVINGS reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 1,211,191,000 | 1,240,967,000 | 1,267,954,000 | 1,285,186,000 |
| Total loans | 688,370,000 | 699,733,000 | 726,825,000 | 738,563,000 |
| Allowance for loan losses | 4,863,000 | 4,823,000 | 4,788,000 | 4,529,000 |
| Securities available for sale | 427,650,000 | 439,412,000 | 445,982,000 | 449,813,000 |
| Securities held to maturity | 27,034,000 | 27,032,000 | 27,031,000 | 27,030,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 743,696,000 | 741,106,000 | 728,368,000 | 708,806,000 |
| Interest-bearing deposits | 661,570,000 | 655,787,000 | 647,224,000 | 633,242,000 |
| Noninterest-bearing deposits | 82,126,000 | 85,319,000 | 81,144,000 | 75,564,000 |
| Equity capital | 134,797,000 | 132,312,000 | 136,806,000 | 140,922,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 17,549,000 | 35,309,000 | 53,693,000 | 72,261,000 |
| Interest expense | 10,112,000 | 20,399,000 | 30,919,000 | 41,179,000 |
| Net interest income | 7,437,000 | 14,910,000 | 22,774,000 | 31,082,000 |
| Noninterest income | 797,000 | 1,699,000 | 2,586,000 | 3,396,000 |
| Noninterest expense | 7,380,000 | 14,485,000 | 21,481,000 | 28,714,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,417,000 | 3,095,000 | 5,024,000 | 7,031,000 |
| Income tax | 518,000 | 997,000 | 1,652,000 | 2,317,000 |
| Net income | 899,000 | 2,098,000 | 3,372,000 | 4,714,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 139,605,000 | 140,803,000 | 142,075,000 | 143,610,000 |
| Total capital | 144,761,000 | 145,838,000 | 147,093,000 | 148,242,000 |
| Risk-weighted assets | 691,854,000 | 707,966,000 | 723,406,000 | 731,170,000 |