Call reports 2006
COUNTRY BANK FOR SAVINGS — 2006
What COUNTRY BANK FOR SAVINGS reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 1,134,144,000 | 1,174,057,000 | 1,189,879,000 | 1,198,284,000 |
| Total loans | 641,390,000 | 657,514,000 | 678,368,000 | 691,176,000 |
| Allowance for loan losses | 5,090,000 | 5,014,000 | 4,926,000 | 4,882,000 |
| Securities available for sale | 403,142,000 | 422,391,000 | 421,146,000 | 416,191,000 |
| Securities held to maturity | 27,047,000 | 27,042,000 | 27,038,000 | 27,038,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 714,039,000 | 722,204,000 | 721,046,000 | 730,501,000 |
| Interest-bearing deposits | 641,311,000 | 648,412,000 | 639,090,000 | 651,787,000 |
| Noninterest-bearing deposits | 72,728,000 | 73,792,000 | 81,956,000 | 78,714,000 |
| Equity capital | 127,396,000 | 125,529,000 | 131,837,000 | 132,818,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 15,722,000 | 31,982,000 | 49,112,000 | 66,649,000 |
| Interest expense | 7,689,000 | 16,279,000 | 25,934,000 | 35,864,000 |
| Net interest income | 8,033,000 | 15,703,000 | 23,178,000 | 30,785,000 |
| Noninterest income | 748,000 | 1,552,000 | 2,323,000 | 3,138,000 |
| Noninterest expense | 7,095,000 | 14,193,000 | 21,198,000 | 28,298,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,934,000 | 3,670,000 | 5,416,000 | 6,982,000 |
| Income tax | 678,000 | 1,171,000 | 1,744,000 | 2,244,000 |
| Net income | 1,256,000 | 2,499,000 | 3,672,000 | 4,738,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 135,734,000 | 136,001,000 | 137,643,000 | 138,708,000 |
| Total capital | 141,450,000 | 141,460,000 | 142,974,000 | 144,102,000 |
| Risk-weighted assets | 664,327,000 | 682,280,000 | 690,988,000 | 694,010,000 |