Call reports 2005
COUNTRY BANK FOR SAVINGS — 2005
What COUNTRY BANK FOR SAVINGS reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 1,059,222,000 | 1,088,221,000 | 1,097,744,000 | 1,120,770,000 |
| Total loans | 585,065,000 | 608,039,000 | 628,413,000 | 634,513,000 |
| Allowance for loan losses | 5,173,000 | 5,161,000 | 5,172,000 | 5,123,000 |
| Securities available for sale | 388,502,000 | 394,175,000 | 381,659,000 | 396,875,000 |
| Securities held to maturity | 27,889,000 | 27,725,000 | 27,082,000 | 27,050,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 674,190,000 | 694,941,000 | 694,038,000 | 688,838,000 |
| Interest-bearing deposits | 608,599,000 | 624,164,000 | 613,497,000 | 612,880,000 |
| Noninterest-bearing deposits | 65,591,000 | 70,777,000 | 80,541,000 | 75,958,000 |
| Equity capital | 126,199,000 | 130,905,000 | 129,483,000 | 128,895,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 13,838,000 | 28,247,000 | 43,031,000 | 58,365,000 |
| Interest expense | 5,269,000 | 11,175,000 | 17,735,000 | 24,861,000 |
| Net interest income | 8,569,000 | 17,072,000 | 25,296,000 | 33,504,000 |
| Noninterest income | 669,000 | 1,589,000 | 2,395,000 | 3,121,000 |
| Noninterest expense | 6,590,000 | 13,791,000 | 20,299,000 | 26,833,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,793,000 | 6,022,000 | 8,782,000 | 11,586,000 |
| Income tax | 1,031,000 | 2,246,000 | 3,266,000 | 4,322,000 |
| Net income | 1,762,000 | 3,776,000 | 5,516,000 | 7,264,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 128,476,000 | 130,467,000 | 132,202,000 | 133,957,000 |
| Total capital | 134,958,000 | 136,766,000 | 138,421,000 | 139,818,000 |
| Risk-weighted assets | 615,606,000 | 631,914,000 | 647,780,000 | 652,633,000 |