Call reports 2004
COUNTRY BANK FOR SAVINGS — 2004
What COUNTRY BANK FOR SAVINGS reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 982,593,000 | 1,010,017,000 | 1,006,966,000 | 1,031,280,000 |
| Total loans | 536,151,000 | 542,694,000 | 558,195,000 | 566,412,000 |
| Allowance for loan losses | 5,488,000 | 5,416,000 | 5,313,000 | 5,203,000 |
| Securities available for sale | 372,805,000 | 385,148,000 | 367,901,000 | 377,211,000 |
| Securities held to maturity | 31,504,000 | 30,949,000 | 30,692,000 | 29,586,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 666,553,000 | 673,963,000 | 671,194,000 | 673,854,000 |
| Interest-bearing deposits | 603,164,000 | 611,760,000 | 599,185,000 | 601,313,000 |
| Noninterest-bearing deposits | 63,389,000 | 62,203,000 | 72,009,000 | 72,541,000 |
| Equity capital | 124,805,000 | 120,382,000 | 125,986,000 | 127,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 13,248,000 | 26,368,000 | 39,600,000 | 53,054,000 |
| Interest expense | 4,552,000 | 9,076,000 | 13,834,000 | 18,882,000 |
| Net interest income | 8,696,000 | 17,292,000 | 25,766,000 | 34,172,000 |
| Noninterest income | 586,000 | 1,586,000 | 2,063,000 | 3,078,000 |
| Noninterest expense | 5,757,000 | 12,444,000 | 18,578,000 | 25,388,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,779,000 | 6,703,000 | 9,703,000 | 12,677,000 |
| Income tax | 1,540,000 | 2,044,000 | 3,242,000 | 4,339,000 |
| Net income | 2,239,000 | 4,659,000 | 6,461,000 | 8,338,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 120,379,000 | 123,024,000 | 124,826,000 | 126,709,000 |
| Total capital | 127,531,000 | 129,674,000 | 131,352,000 | 133,333,000 |
| Risk-weighted assets | 572,970,000 | 557,927,000 | 557,671,000 | 589,726,000 |