Call reports 2003
COUNTRY BANK FOR SAVINGS — 2003
What COUNTRY BANK FOR SAVINGS reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 924,262,000 | 948,930,000 | 959,975,000 | 981,172,000 |
| Total loans | 518,028,000 | 525,284,000 | 519,167,000 | 526,093,000 |
| Allowance for loan losses | 5,765,000 | 5,711,000 | 5,635,000 | 5,542,000 |
| Securities available for sale | 290,904,000 | 343,992,000 | 343,950,000 | 370,040,000 |
| Securities held to maturity | 9,367,000 | 7,400,000 | 31,151,000 | 37,132,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 647,407,000 | 655,857,000 | 667,178,000 | 682,515,000 |
| Interest-bearing deposits | 588,273,000 | 594,070,000 | 606,215,000 | 619,588,000 |
| Noninterest-bearing deposits | 59,134,000 | 61,787,000 | 60,963,000 | 62,927,000 |
| Equity capital | 116,859,000 | 119,825,000 | 119,142,000 | 120,848,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 13,328,000 | 26,393,000 | 39,684,000 | 53,015,000 |
| Interest expense | 5,485,000 | 10,753,000 | 15,921,000 | 20,853,000 |
| Net interest income | 7,843,000 | 15,640,000 | 23,763,000 | 32,162,000 |
| Noninterest income | 899,000 | 1,628,000 | 2,559,000 | 3,175,000 |
| Noninterest expense | 5,451,000 | 10,891,000 | 16,549,000 | 22,447,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,488,000 | 6,793,000 | 10,303,000 | 13,900,000 |
| Income tax | 1,467,000 | 3,040,000 | 4,821,000 | 6,293,000 |
| Net income | 2,021,000 | 3,753,000 | 5,482,000 | 7,607,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 112,559,000 | 114,257,000 | 116,013,000 | 118,135,000 |
| Total capital | 119,045,000 | 121,636,000 | 123,338,000 | 125,251,000 |
| Risk-weighted assets | 528,651,000 | 557,385,000 | 559,617,000 | 553,615,000 |