Call reports 2002
COUNTRY BANK FOR SAVINGS — 2002
What COUNTRY BANK FOR SAVINGS reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 843,438,000 | 860,856,000 | 880,312,000 | 896,584,000 |
| Total loans | 533,322,000 | 536,652,000 | 541,315,000 | 528,816,000 |
| Allowance for loan losses | 6,115,000 | 6,022,000 | 5,965,000 | 5,846,000 |
| Securities available for sale | 222,162,000 | 252,693,000 | 261,350,000 | 283,301,000 |
| Securities held to maturity | 20,125,000 | 16,847,000 | 16,774,000 | 12,571,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 585,236,000 | 598,913,000 | 608,097,000 | 622,159,000 |
| Interest-bearing deposits | 531,390,000 | 540,722,000 | 549,903,000 | 565,707,000 |
| Noninterest-bearing deposits | 53,846,000 | 58,191,000 | 58,194,000 | 56,452,000 |
| Equity capital | 107,461,000 | 111,569,000 | 111,807,000 | 114,956,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 13,370,000 | 27,320,000 | 41,193,000 | 55,268,000 |
| Interest expense | 6,094,000 | 12,168,000 | 18,123,000 | 24,022,000 |
| Net interest income | 7,276,000 | 15,152,000 | 23,070,000 | 31,246,000 |
| Noninterest income | 800,000 | 1,469,000 | 2,064,000 | 3,072,000 |
| Noninterest expense | 5,148,000 | 10,455,000 | 15,743,000 | 21,591,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,838,000 | 6,163,000 | 9,432,000 | 12,950,000 |
| Income tax | 1,048,000 | 1,833,000 | 3,054,000 | 4,492,000 |
| Net income | 1,790,000 | 4,330,000 | 6,378,000 | 8,458,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 104,020,000 | 106,512,000 | 108,476,000 | 110,543,000 |
| Total capital | 113,406,000 | 114,834,000 | 114,966,000 | 117,345,000 |
| Risk-weighted assets | 526,204,000 | 552,757,000 | 539,151,000 | 526,568,000 |