Call reports 2004
GREENPOINT BANK — 2004
What GREENPOINT BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 23,826,016,000 | 25,955,711,000 | 26,955,155,000 | 32,476,350,000 |
| Total loans | 14,869,275,000 | 17,025,679,000 | 17,964,782,000 | 19,793,190,000 |
| Allowance for loan losses | 77,726,000 | 77,726,000 | 77,726,000 | 74,726,000 |
| Securities available for sale | 6,942,271,000 | 6,870,076,000 | 6,467,164,000 | 5,754,635,000 |
| Securities held to maturity | 2,900,000 | 2,856,000 | 2,849,000 | 325,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,815,285,000 | 13,262,343,000 | 13,102,299,000 | 12,924,190,000 |
| Interest-bearing deposits | 12,402,155,000 | 12,853,282,000 | 12,634,392,000 | 12,176,750,000 |
| Noninterest-bearing deposits | 413,130,000 | 409,061,000 | 467,907,000 | 747,440,000 |
| Equity capital | 2,315,168,000 | 2,365,027,000 | 2,363,981,000 | 6,791,306,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 288,686,000 | 584,286,000 | 907,854,000 | 325,577,000 |
| Interest expense | 105,945,000 | 216,484,000 | 338,603,000 | 107,646,000 |
| Net interest income | 182,741,000 | 367,802,000 | 569,251,000 | 217,931,000 |
| Noninterest income | 140,989,000 | 300,608,000 | 417,816,000 | 83,283,000 |
| Noninterest expense | 132,668,000 | 271,917,000 | 464,192,000 | 134,623,000 |
| Provision for loan losses | 1,302,000 | 2,353,000 | 3,379,000 | 1,051,000 |
| Pretax income | 190,304,000 | 394,684,000 | 520,265,000 | 165,579,000 |
| Income tax | 73,843,000 | 152,231,000 | 225,261,000 | 64,225,000 |
| Net income | 116,626,000 | 243,011,000 | 185,217,000 | 101,354,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,893,227,000 | 2,027,199,000 | 1,997,956,000 | 1,796,250,000 |
| Total capital | 2,120,779,000 | 2,254,758,000 | 2,225,522,000 | 2,020,809,000 |
| Risk-weighted assets | 14,956,815,000 | 16,223,950,000 | 16,416,478,000 | 16,075,114,000 |