Call reports 2003
GREENPOINT BANK — 2003
What GREENPOINT BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 22,392,779,000 | 22,677,606,000 | 22,868,149,000 | 22,976,737,000 |
| Total loans | 14,768,899,000 | 15,451,976,000 | 15,586,374,000 | 14,759,735,000 |
| Allowance for loan losses | 77,726,000 | 77,726,000 | 77,726,000 | 77,726,000 |
| Securities available for sale | 5,788,207,000 | 5,178,908,000 | 5,448,874,000 | 6,298,970,000 |
| Securities held to maturity | 609,000 | 574,000 | 2,655,000 | 2,912,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,463,342,000 | 12,572,536,000 | 12,745,157,000 | 12,742,483,000 |
| Interest-bearing deposits | 12,163,598,000 | 12,259,822,000 | 12,451,650,000 | 12,443,208,000 |
| Noninterest-bearing deposits | 299,744,000 | 312,714,000 | 293,507,000 | 299,275,000 |
| Equity capital | 2,114,032,000 | 2,052,344,000 | 2,145,302,000 | 2,254,992,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 299,796,000 | 593,316,000 | 867,686,000 | 1,154,251,000 |
| Interest expense | 118,973,000 | 238,013,000 | 352,058,000 | 463,273,000 |
| Net interest income | 180,823,000 | 355,303,000 | 515,628,000 | 690,978,000 |
| Noninterest income | 146,603,000 | 310,701,000 | 448,835,000 | 580,552,000 |
| Noninterest expense | 121,649,000 | 247,167,000 | 376,688,000 | 495,721,000 |
| Provision for loan losses | 290,000 | 910,000 | 2,013,000 | 4,120,000 |
| Pretax income | 206,736,000 | 418,494,000 | 587,779,000 | 775,163,000 |
| Income tax | 77,277,000 | 156,445,000 | 220,412,000 | 290,790,000 |
| Net income | 129,791,000 | 262,428,000 | 367,957,000 | 484,760,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,696,543,000 | 1,637,516,000 | 1,751,069,000 | 1,864,023,000 |
| Total capital | 1,924,069,000 | 1,865,042,000 | 1,978,608,000 | 2,091,569,000 |
| Risk-weighted assets | 14,612,741,000 | 15,121,055,000 | 15,017,595,000 | 14,577,917,000 |