Call reports 2017
BANK OF NAPA, NATIONAL ASSOCIATION — 2017
What BANK OF NAPA, NATIONAL ASSOCIATION reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 |
|---|---|---|---|
| Total assets | 249,227,000 | 246,056,000 | 255,282,000 |
| Total loans | 140,008,000 | 139,297,000 | 140,459,000 |
| Allowance for loan losses | 1,927,000 | 1,927,000 | 1,927,000 |
| Securities available for sale | 91,707,000 | 88,583,000 | 85,715,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 221,532,000 | 217,746,000 | 226,131,000 |
| Interest-bearing deposits | 162,419,000 | 159,140,000 | 162,166,000 |
| Noninterest-bearing deposits | 59,113,000 | 58,606,000 | 63,965,000 |
| Equity capital | 26,580,000 | 27,175,000 | 27,789,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 |
|---|---|---|---|
| Interest income | 2,123,000 | 4,332,000 | 6,585,000 |
| Interest expense | 91,000 | 177,000 | 266,000 |
| Net interest income | 2,032,000 | 4,155,000 | 6,319,000 |
| Noninterest income | 154,000 | 281,000 | 409,000 |
| Noninterest expense | 1,489,000 | 2,967,000 | 4,746,000 |
| Provision for loan losses | 20,000 | 20,000 | 20,000 |
| Pretax income | 688,000 | 1,470,000 | 1,983,000 |
| Income tax | 218,000 | 477,000 | 632,000 |
| Net income | 470,000 | 993,000 | 1,351,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 |
|---|---|---|---|
| Tier 1 capital | 27,067,000 | 27,206,000 | 27,823,000 |
| Total capital | 28,994,000 | 29,134,000 | 29,751,000 |
| Risk-weighted assets | 166,161,000 | 165,880,000 | 168,626,000 |