Call reports 2014
BANK OF NAPA, NATIONAL ASSOCIATION — 2014
What BANK OF NAPA, NATIONAL ASSOCIATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 166,030,000 | 164,536,000 | 172,292,000 | 179,335,000 |
| Total loans | 99,232,000 | 102,323,000 | 104,420,000 | 103,432,000 |
| Allowance for loan losses | 1,607,000 | 1,652,000 | 1,710,000 | 1,710,000 |
| Securities available for sale | 51,562,000 | 49,001,000 | 48,978,000 | 55,504,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 143,388,000 | 141,378,000 | 148,514,000 | 155,229,000 |
| Interest-bearing deposits | 107,927,000 | 105,997,000 | 107,418,000 | 111,328,000 |
| Noninterest-bearing deposits | 35,461,000 | 35,381,000 | 41,096,000 | 43,901,000 |
| Equity capital | 21,941,000 | 22,427,000 | 22,810,000 | 23,194,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,541,000 | 3,119,000 | 4,720,000 | 6,423,000 |
| Interest expense | 95,000 | 188,000 | 278,000 | 363,000 |
| Net interest income | 1,446,000 | 2,931,000 | 4,442,000 | 6,060,000 |
| Noninterest income | 91,000 | 201,000 | 317,000 | 433,000 |
| Noninterest expense | 1,072,000 | 2,124,000 | 3,205,000 | 4,422,000 |
| Provision for loan losses | 40,000 | 84,000 | 85,000 | 84,000 |
| Pretax income | 456,000 | 955,000 | 1,536,000 | 2,054,000 |
| Income tax | 181,000 | 380,000 | 614,000 | 808,000 |
| Net income | 275,000 | 575,000 | 922,000 | 1,246,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,777,000 | 22,275,000 | 22,735,000 | 23,070,000 |
| Total capital | 23,182,000 | 23,700,000 | 24,199,000 | 24,556,000 |
| Risk-weighted assets | 112,158,000 | 113,702,000 | 116,857,000 | 118,604,000 |