Call reports 2013
BANK OF NAPA, NATIONAL ASSOCIATION — 2013
What BANK OF NAPA, NATIONAL ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 148,302,000 | 143,531,000 | 157,760,000 | 166,498,000 |
| Total loans | 93,974,000 | 93,549,000 | 96,836,000 | 99,160,000 |
| Allowance for loan losses | 1,537,000 | 1,560,000 | 1,612,000 | 1,562,000 |
| Securities available for sale | 41,129,000 | 37,026,000 | 38,213,000 | 46,007,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,857,000 | 122,083,000 | 135,877,000 | 144,159,000 |
| Interest-bearing deposits | 93,079,000 | 94,339,000 | 101,307,000 | 107,312,000 |
| Noninterest-bearing deposits | 33,778,000 | 27,744,000 | 34,570,000 | 36,847,000 |
| Equity capital | 20,845,000 | 20,781,000 | 21,072,000 | 21,440,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,470,000 | 2,992,000 | 4,511,000 | 6,067,000 |
| Interest expense | 88,000 | 176,000 | 269,000 | 363,000 |
| Net interest income | 1,382,000 | 2,816,000 | 4,242,000 | 5,704,000 |
| Noninterest income | 86,000 | 181,000 | 281,000 | 376,000 |
| Noninterest expense | 1,048,000 | 2,077,000 | 3,139,000 | 4,231,000 |
| Provision for loan losses | 36,000 | 59,000 | 110,000 | 121,000 |
| Pretax income | 384,000 | 914,000 | 1,327,000 | 1,783,000 |
| Income tax | -40,000 | -80,000 | -132,000 | -142,000 |
| Net income | 424,000 | 994,000 | 1,459,000 | 1,926,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,486,000 | 20,339,000 | 20,760,000 | 21,154,000 |
| Total capital | 20,810,000 | 21,647,000 | 22,135,000 | 22,553,000 |
| Risk-weighted assets | 104,915,000 | 103,653,000 | 108,951,000 | 111,725,000 |