Call reports 2012
BANK OF NAPA, NATIONAL ASSOCIATION — 2012
What BANK OF NAPA, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 137,087,000 | 139,335,000 | 134,342,000 | 149,924,000 |
| Total loans | 80,512,000 | 79,736,000 | 88,469,000 | 87,602,000 |
| Allowance for loan losses | 1,468,000 | 1,390,000 | 1,479,000 | 1,500,000 |
| Securities available for sale | 41,249,000 | 35,195,000 | 35,624,000 | 38,008,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,671,000 | 119,337,000 | 113,857,000 | 128,763,000 |
| Interest-bearing deposits | 88,759,000 | 83,930,000 | 85,185,000 | 94,871,000 |
| Noninterest-bearing deposits | 28,912,000 | 35,407,000 | 28,672,000 | 33,892,000 |
| Equity capital | 18,899,000 | 19,425,000 | 19,816,000 | 20,402,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,449,000 | 2,929,000 | 4,382,000 | 5,868,000 |
| Interest expense | 108,000 | 201,000 | 288,000 | 378,000 |
| Net interest income | 1,341,000 | 2,728,000 | 4,094,000 | 5,490,000 |
| Noninterest income | 113,000 | 201,000 | 297,000 | 402,000 |
| Noninterest expense | 991,000 | 2,036,000 | 3,070,000 | 4,128,000 |
| Provision for loan losses | 140,000 | 168,000 | 251,000 | 272,000 |
| Pretax income | 328,000 | 757,000 | 1,101,000 | 1,523,000 |
| Income tax | -139,000 | -196,000 | -289,000 | -389,000 |
| Net income | 468,000 | 954,000 | 1,390,000 | 1,913,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,296,000 | 18,613,000 | 18,766,000 | 19,095,000 |
| Total capital | 19,470,000 | 19,736,000 | 19,987,000 | 20,355,000 |
| Risk-weighted assets | 92,818,000 | 91,808,000 | 96,651,000 | 99,792,000 |