Call reports 2011
BANK OF NAPA, NATIONAL ASSOCIATION — 2011
What BANK OF NAPA, NATIONAL ASSOCIATION reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 108,707,000 | 136,214,000 | 131,388,000 | 139,987,000 |
| Total loans | 76,224,000 | 79,723,000 | 79,297,000 | 79,619,000 |
| Allowance for loan losses | 1,271,000 | 1,250,000 | 1,361,000 | 1,436,000 |
| Securities available for sale | 19,304,000 | 23,122,000 | 35,254,000 | 42,311,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,437,000 | 118,481,000 | 113,249,000 | 121,082,000 |
| Interest-bearing deposits | 75,845,000 | 78,885,000 | 77,493,000 | 93,944,000 |
| Noninterest-bearing deposits | 15,592,000 | 39,596,000 | 35,756,000 | 27,138,000 |
| Equity capital | 16,843,000 | 17,231,000 | 17,525,000 | 18,191,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,218,000 | 2,503,000 | 3,788,000 | 5,198,000 |
| Interest expense | 151,000 | 304,000 | 446,000 | 571,000 |
| Net interest income | 1,067,000 | 2,199,000 | 3,342,000 | 4,627,000 |
| Noninterest income | 89,000 | 194,000 | 285,000 | 405,000 |
| Noninterest expense | 943,000 | 1,932,000 | 2,921,000 | 3,952,000 |
| Provision for loan losses | 110,000 | 212,000 | 305,000 | 440,000 |
| Pretax income | 103,000 | 249,000 | 401,000 | 640,000 |
| Income tax | -70,000 | -143,000 | -240,000 | -500,000 |
| Net income | 173,000 | 392,000 | 641,000 | 1,140,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,804,000 | 17,038,000 | 17,302,000 | 17,816,000 |
| Total capital | 17,844,000 | 18,169,000 | 18,454,000 | 18,953,000 |
| Risk-weighted assets | 82,220,000 | 89,587,000 | 91,133,000 | 92,626,000 |