Call reports 2008

BANK OF NAPA, NATIONAL ASSOCIATION — 2008

Name: BANK OF NAPA, NATIONAL ASSOCIATION — FFIEC call report 2008
Creator: BANK OF NAPA, NATIONAL ASSOCIATION

What BANK OF NAPA, NATIONAL ASSOCIATION reported to the FFIEC in 2008, quarter by quarter.

PERIOD: 2008SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/88727eeb-5135-4c00-ab03-ec23b450a064/2008

Balance sheet

What the bank holds and owes at quarter end

Measure	2008Q1	2008Q2	2008Q3	2008Q4
Total assets	49,497,000	55,121,000	60,786,000	60,992,000
Total loans	19,253,000	27,802,000	38,564,000	46,664,000
Allowance for loan losses	205,000	272,000	384,000	528,000
Securities available for sale	20,320,000	15,270,000	10,874,000	9,140,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	31,520,000	37,740,000	43,604,000	43,721,000
Interest-bearing deposits	24,295,000	28,307,000	33,024,000	34,576,000
Noninterest-bearing deposits	7,225,000	9,433,000	10,580,000	9,145,000
Equity capital	17,755,000	17,146,000	16,963,000	17,013,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2008Q1	2008Q2	2008Q3	2008Q4
Interest income	536,000	1,101,000	1,760,000	2,505,000
Interest expense	150,000	279,000	415,000	584,000
Net interest income	386,000	822,000	1,345,000	1,921,000
Noninterest income	18,000	41,000	67,000	102,000
Noninterest expense	749,000	1,532,000	2,293,000	3,092,000
Provision for loan losses	94,000	161,000	273,000	417,000
Pretax income	-423,000	-768,000	-1,088,000	-1,416,000
Income tax	1,000	1,000	1,000	1,000
Net income	-424,000	-769,000	-1,089,000	-1,417,000

Basel measures — not reported for every quarter

Measure	2008Q1	2008Q2	2008Q3	2008Q4
Tier 1 capital	17,606,000	17,314,000	17,047,000	16,762,000
Total capital	17,811,000	17,586,000	17,431,000	17,290,000
Risk-weighted assets	25,516,000	35,413,000	44,236,000	50,903,000