Call reports 2006
BANK OF NAPA, NATIONAL ASSOCIATION — 2006
What BANK OF NAPA, NATIONAL ASSOCIATION reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q3 | 2006Q4 |
|---|---|---|
| Total assets | 22,952,000 | 26,602,000 |
| Total loans | 33,000 | 1,121,000 |
| Allowance for loan losses | 10,000 | 30,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 2,555,000 | 6,607,000 |
| Interest-bearing deposits | 2,090,000 | 5,431,000 |
| Noninterest-bearing deposits | 465,000 | 1,176,000 |
| Equity capital | 20,351,000 | 19,858,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q3 | 2006Q4 |
|---|---|---|
| Interest income | 130,000 | 443,000 |
| Interest expense | 3,000 | 30,000 |
| Net interest income | 127,000 | 413,000 |
| Noninterest income | 1,000 | 5,000 |
| Noninterest expense | 452,000 | 1,241,000 |
| Provision for loan losses | 10,000 | 30,000 |
| Pretax income | -334,000 | -853,000 |
| Income tax | 0 | 1,000 |
| Net income | -334,000 | -854,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q3 | 2006Q4 |
|---|---|---|
| Tier 1 capital | 20,351,000 | 19,858,000 |
| Total capital | 20,361,000 | 19,888,000 |
| Risk-weighted assets | 4,619,000 | 6,198,000 |