Call reports 2025
NEW REPUBLIC BANK — 2025
What NEW REPUBLIC BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 196,703,000 | 187,090,000 | 180,046,000 | 235,442,000 |
| Total loans | 138,098,000 | 143,819,000 | 144,347,000 | 191,249,000 |
| Allowance for loan losses | 1,211,000 | 1,266,000 | 1,266,000 | 2,112,000 |
| Securities available for sale | 13,860,000 | 22,727,000 | 21,771,000 | 22,591,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,629,000 | 170,166,000 | 163,358,000 | 198,119,000 |
| Interest-bearing deposits | 153,484,000 | 154,483,000 | 146,486,000 | 186,772,000 |
| Noninterest-bearing deposits | 18,145,000 | 15,683,000 | 16,872,000 | 11,347,000 |
| Equity capital | 15,876,000 | 15,636,000 | 15,380,000 | 35,185,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,635,000 | 5,404,000 | 8,067,000 | 2,138,000 |
| Interest expense | 1,622,000 | 3,277,000 | 4,762,000 | 1,104,000 |
| Net interest income | 1,013,000 | 2,127,000 | 3,305,000 | 1,034,000 |
| Noninterest income | 36,000 | 69,000 | 99,000 | 69,000 |
| Noninterest expense | 1,269,000 | 2,556,000 | 4,187,000 | 686,000 |
| Provision for loan losses | 8,000 | 63,000 | 63,000 | 699,000 |
| Pretax income | -221,000 | -436,000 | -868,000 | -249,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -221,000 | -436,000 | -868,000 | -249,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,189,000 | 15,974,000 | 15,542,000 | 32,517,000 |
| Total capital | 17,442,000 | 17,301,000 | 16,879,000 | 34,664,000 |
| Risk-weighted assets | 120,948,000 | 119,340,000 | 119,823,000 | 171,661,000 |