Call reports 2023
NEW REPUBLIC BANK — 2023
What NEW REPUBLIC BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 134,844,000 | 138,335,000 | 141,008,000 | 142,581,000 |
| Total loans | 96,165,000 | 106,371,000 | 108,033,000 | 114,089,000 |
| Allowance for loan losses | 867,000 | 972,000 | 965,000 | 1,013,000 |
| Securities available for sale | 5,444,000 | 5,156,000 | 7,327,000 | 7,409,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,293,000 | 105,918,000 | 109,104,000 | 112,490,000 |
| Interest-bearing deposits | 99,575,000 | 89,841,000 | 94,962,000 | 100,252,000 |
| Noninterest-bearing deposits | 12,718,000 | 16,077,000 | 14,142,000 | 12,238,000 |
| Equity capital | 21,834,000 | 21,385,000 | 21,074,000 | 18,366,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,650,000 | 3,349,000 | 5,251,000 | 7,161,000 |
| Interest expense | 713,000 | 1,684,000 | 2,807,000 | 3,994,000 |
| Net interest income | 937,000 | 1,665,000 | 2,444,000 | 3,167,000 |
| Noninterest income | 226,000 | 319,000 | 350,000 | 380,000 |
| Noninterest expense | 1,149,000 | 2,262,000 | 3,344,000 | 7,278,000 |
| Provision for loan losses | 15,000 | 120,000 | 113,000 | 161,000 |
| Pretax income | 33,000 | -398,000 | -663,000 | -3,892,000 |
| Income tax | 4,000 | -83,000 | -139,000 | -480,000 |
| Net income | 29,000 | -315,000 | -524,000 | -3,412,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,815,000 | 18,960,000 | 18,756,000 | 18,090,000 |
| Total capital | 19,705,000 | 19,953,000 | 19,754,000 | 19,134,000 |
| Risk-weighted assets | 135,711,000 | 92,854,000 | 95,610,000 | 99,893,000 |