Call reports 2016
NEW REPUBLIC BANK — 2016
What NEW REPUBLIC BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 62,224,000 | 62,440,000 | 62,499,000 | 62,398,000 |
| Total loans | 53,959,000 | 54,810,000 | 54,852,000 | 55,407,000 |
| Allowance for loan losses | 567,000 | 567,000 | 582,000 | 704,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,630,000 | 46,236,000 | 45,718,000 | 45,197,000 |
| Interest-bearing deposits | 46,309,000 | 44,921,000 | 44,500,000 | 44,124,000 |
| Noninterest-bearing deposits | 1,321,000 | 1,315,000 | 1,218,000 | 1,073,000 |
| Equity capital | 6,533,000 | 6,647,000 | 6,723,000 | 6,664,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 770,000 | 1,588,000 | 2,362,000 | 3,178,000 |
| Interest expense | 100,000 | 207,000 | 315,000 | 429,000 |
| Net interest income | 670,000 | 1,381,000 | 2,047,000 | 2,749,000 |
| Noninterest income | -39,000 | -40,000 | 15,000 | -35,000 |
| Noninterest expense | 569,000 | 1,105,000 | 1,797,000 | 2,402,000 |
| Provision for loan losses | -83,000 | -83,000 | -68,000 | 54,000 |
| Pretax income | 145,000 | 319,000 | 333,000 | 258,000 |
| Income tax | 51,000 | 111,000 | 48,000 | 48,000 |
| Net income | 94,000 | 208,000 | 285,000 | 210,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,198,000 | 6,312,000 | 6,388,000 | 6,442,000 |
| Total capital | 6,731,000 | 6,852,000 | 6,947,000 | 7,007,000 |
| Risk-weighted assets | 42,543,000 | 43,043,000 | 44,566,000 | 45,017,000 |