Call reports 2015
NEW REPUBLIC BANK — 2015
What NEW REPUBLIC BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 58,607,000 | 58,883,000 | 61,257,000 | 60,825,000 |
| Total loans | 52,028,000 | 52,593,000 | 53,376,000 | 53,005,000 |
| Allowance for loan losses | 720,000 | 720,000 | 806,000 | 650,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,163,000 | 47,348,000 | 46,935,000 | 46,320,000 |
| Interest-bearing deposits | 45,189,000 | 46,216,000 | 45,768,000 | 45,188,000 |
| Noninterest-bearing deposits | 974,000 | 1,132,000 | 1,167,000 | 1,132,000 |
| Equity capital | 6,702,000 | 6,552,000 | 6,660,000 | 6,821,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 786,000 | 1,540,000 | 2,349,000 | 3,144,000 |
| Interest expense | 85,000 | 167,000 | 256,000 | 345,000 |
| Net interest income | 701,000 | 1,373,000 | 2,093,000 | 2,799,000 |
| Noninterest income | 32,000 | 68,000 | 127,000 | 88,000 |
| Noninterest expense | 537,000 | 1,031,000 | 1,506,000 | 2,059,000 |
| Provision for loan losses | 0 | 0 | 86,000 | -70,000 |
| Pretax income | 196,000 | 410,000 | 628,000 | 898,000 |
| Income tax | 70,000 | 148,000 | 257,000 | 355,000 |
| Net income | 126,000 | 262,000 | 371,000 | 543,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,702,000 | 6,288,000 | 6,466,000 | 6,486,000 |
| Total capital | 7,198,000 | 6,810,000 | 6,971,000 | 7,015,000 |
| Risk-weighted assets | 39,524,000 | 41,457,000 | 39,899,000 | 42,058,000 |