Call reports 2014
NEW REPUBLIC BANK — 2014
What NEW REPUBLIC BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 63,367,000 | 63,643,000 | 65,396,000 | 59,851,000 |
| Total loans | 53,472,000 | 53,609,000 | 53,861,000 | 52,525,000 |
| Allowance for loan losses | 527,000 | 549,000 | 590,000 | 720,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,121,000 | 50,478,000 | 50,191,000 | 47,380,000 |
| Interest-bearing deposits | 49,168,000 | 49,527,000 | 49,208,000 | 46,552,000 |
| Noninterest-bearing deposits | 953,000 | 951,000 | 983,000 | 828,000 |
| Equity capital | 6,320,000 | 6,426,000 | 6,443,000 | 6,556,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 817,000 | 1,634,000 | 2,449,000 | 3,278,000 |
| Interest expense | 93,000 | 190,000 | 284,000 | 380,000 |
| Net interest income | 724,000 | 1,444,000 | 2,165,000 | 2,898,000 |
| Noninterest income | -25,000 | -45,000 | -31,000 | 23,000 |
| Noninterest expense | 532,000 | 1,030,000 | 1,518,000 | 2,089,000 |
| Provision for loan losses | 16,000 | 56,000 | 254,000 | 384,000 |
| Pretax income | 151,000 | 313,000 | 362,000 | 448,000 |
| Income tax | 54,000 | 111,000 | 146,000 | 174,000 |
| Net income | 97,000 | 202,000 | 216,000 | 274,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,320,000 | 6,426,000 | 6,443,000 | 6,556,000 |
| Total capital | 6,813,000 | 6,911,000 | 6,931,000 | 7,024,000 |
| Risk-weighted assets | 41,093,000 | 40,323,000 | 40,604,000 | 39,334,000 |